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Recent Articles

Mortgage Rates Holds Steady After Weak Jobs Report
Oct
01
2025
Mortgage Rates Holds Steady After Weak Jobs Report
What Happened in the Job Market This week’s key economic data came from ADP, a private payroll company, since the government’s official jobs report has been delayed by the shutdown. Their update showed the U.S. lost about 32,000 jobs in September, even though analysts had...
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3 Reasons Home Affordability Is Improving This Fall
Sep
26
2025
3 Reasons Home Affordability Is Improving This Fall
For much of the past two years, buyers faced the double challenge of high mortgage rates and rising home prices. But this fall, the market is shifting in ways that make homeownership more affordable than it has been in months. Here are three reasons why: 1. Average 30-Year Fixed Rates Have...
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Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
Sep
19
2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
This Week at a Glance Early week: The average 30-year fixed drifted to new 11–12 month lows, tracking a steady four-month slide in bond yields. Wednesday (Fed Day): The Fed cut the policy rate by 0.25%, but the average 30-year fixed moved higher afterward. The reason...
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Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Sep
12
2025
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
Quick Take The average 30-year fixed dipped to new ~11-month lows after the early-September jobs report, then held in a tight range this week. Producer Price Index (PPI) came in cooler than expected; CPI was roughly on-target with a softer “supercore.” Together,...
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Why Mortgage Rates Move: What Every Homebuyer Should Know
Sep
03
2025
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates have been making headlines lately—especially after Fed Chair Jerome Powell’s big speech at Jackson Hole. But let’s be honest… most people see the news and think: “So… is now a good time to buy or refi?” The short answer:...
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About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 138736
NMLS: 138781
www.nmlsconsumeraccess.org

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220 Bateman Ave
Franklin, TN 37067
Phone: 615-586-0111
jerryvinett@mortgageprotn.com

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