Self-Employed Borrower Solutions:

When Tax returns won't work.

Purchase or Refinance, Owner Occupied, Second Home , Investment Property

NEW! just 1 year Self-employed OK

5 ways to calculate mo. Income for Self Employed Borrowers without using Tax returns

• Bank Statement Loans: Multiple Ways to Calculate Income, 1 or 2 Years, (Use Standard 50% Expense Factor or other expense methods)

• Personal Bank Statement: 100% of deposits from business account

• 1099 Only Options: Qualify Using 1099 Income with 10% Expense Factor

• Asset Depletion Loans: Use Qualifying Assets / 84 Months for Income

• CPA Gross Receipts: Income Determined by CPA/Tax Preparer Letter (No Tax Returns or Transcripts just a letter from CPA stating gross revenue and 4 months bank statements)